For enhanced safety, the front seat shoulder belts of the Lincoln Nautilus are height-adjustable to accommodate a wide variety of driver and passenger heights. A better fit can prevent injuries and the increased comfort also encourages passengers to buckle up. The BMW X3 doesn’t offer height-adjustable seat belts.
Both the Nautilus and X3 have child safety locks to prevent children from opening the rear doors. The Nautilus has power child safety locks, allowing the driver to activate and deactivate them from the driver's seat and to know when they're engaged. The X3’s child locks have to be individually engaged at each rear door with a manual switch. The driver can’t know the status of the locks without opening the doors and checking them.
In the past twenty years hundreds of infants and young children have died after being left in vehicles, usually by accident. When turning the vehicle off, drivers of the Nautilus are reminded to check the back seat if they opened the rear door before starting out. The X3 doesn’t offer a back seat reminder.
The Nautilus has standard Post Collision Braking, which automatically apply the brakes in the event of a crash to help prevent secondary collisions and prevent further injuries. The X3 doesn’t offer a post collision braking system: in the event of a collision that triggers the airbags, more collisions are possible without the protection of airbags that may have already deployed.
Both the Nautilus and X3 have rear cross-traffic warning, but the Nautilus has Rear Cross Traffic Braking (automatically applies the brakes) to better prevent a collision when backing near traffic. The X3’s Cross Traffic Warning doesn’t automatically brake.
The Nautilus’ driver alert monitor detects an inattentive driver then sounds a warning and suggests a break. According to the NHTSA, drivers who fall asleep cause about 100,000 crashes and 1500 deaths a year. The X3 doesn’t offer a driver alert monitor.
Both the Nautilus and the X3 have standard driver and passenger frontal airbags, front side-impact airbags, driver and front passenger knee airbags, side-impact head airbags, front and rear seatbelt pretensioners, four-wheel antilock brakes, all wheel drive, traction control, electronic stability systems to prevent skidding, crash mitigating brakes, daytime running lights, lane departure warning systems, blind spot warning systems, rearview cameras and rear cross-path warning.
The Lincoln Nautilus has achieved the Insurance Institute for Highway Safety’s (IIHS) highest rating of “Top Safety Pick Plus” for the 2025 model year. This distinction is based on its exceptional performance in IIHS’ rigorous battery of safety tests. Specifically, it earned a “Good” rating in the latest, more stringent moderate overlap front crash test, a “Good” result in the updated side impact test, and a “Good” score in the revised pedestrian crash prevention test. The X3 has not yet been evaluated by the IIHS for 2025.